Islamic Fintech Contracts and Regulation in Indonesia: Online Lending, Pay Later, and Sharia Cards. Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah, [S. l.], v. 11, n. 1, p. 54–79, 2026. DOI: 10.24235/jm.v11i1.21909. Disponível em: https://journal1.uinssc.ac.id/index.php/al-mustashfa/article/view/21909. Acesso em: 11 nov. 2026.